The owner who answers for the file
Johnnie Morine owns People's Title, and he's a former real estate agent. In his words: "The closing is the moment all of that work, saving and hope comes together, and too often it feels rushed, confusing and impersonal. I started People's Title because I believe it should feel the opposite: steady, clear and personal."
He wrote down the values behind that. "Accountability means that when we say we will do something, we do it, and you always know who is responsible for your closing." And: "Integrity means we tell you the truth about your file, even when the news is inconvenient."
That's why a file at People's Title has one escrow officer you know by name, and why news about the title reaches you early, while there's still time to fix it. Johnnie has also said in writing what happens when People's Title misses something it's responsible for: "we will address it and make it right."
Everything a closing needs, from the title search to the final policy, worked by one accountable team across Texas.
Title search and title insurance
We trace the property's ownership history, find liens and defects, and issue the title commitment early, so there's time to fix what it turns up. Owner's and lender's policies protect what you just bought.
Escrow and closing
Your escrow officer holds the earnest money and funds, prepares the settlement statement and keeps the buyer, the seller, the agents and the lender on one timeline. One name, one point of contact, start to finish.
Curative work
Liens, heirship and title defects that hold up a sale get worked out before closing day, not on it. On a flip, that can be an old lien from a contractor the last owner never paid, or a release that was never recorded.
New construction closings
Lot purchases and new-build sales, with one escrow officer who keeps the builder, the lender and the buyer on track.
Investor and renovation deals
Purchase-and-rehab deals, resales, refinances and commercial transactions, including the complicated ones.
Estate and inherited property
Heirship and probate closings need extra care, and People's Title works with an affiliated attorney on estate and probate matters. Inherited house? Call us before it's under contract.
Mobile closings
We come to you, at home, the office or the job site, so closing doesn't cost you a workday. Evening and weekend signings where available, and remote online notarization when it's appropriate.
Document preparation
Deeds, releases and closing documents are prepared with People's Title's affiliated document partners, and every page is reviewed before it reaches the table.
Survey review and tax certificates
The survey gets checked against the legal description and recorded easements, and tax certificates are ordered so taxes are prorated correctly.
Reverse mortgage closings
HECM and reverse mortgage closings for homeowners 62 and older, coordinated with the borrower's lender.
Commercial and volume work
Repeat buyers, investors and public agencies get a consistent process and a team that knows their files.
How Fees Work
Texas sets title insurance premiums statewide, so the real differences between title companies are service, escrow fees and convenience. Your escrow fee is quoted up front for your deal, and third-party costs such as recording and tax certificates pass through at cost.
From the contract to the closing table
Order opened
Send the executed contract. Your escrow officer reaches out to introduce themselves and confirm the timeline.
Title commitment
We search the records and issue the commitment, the document that shows what's on the title, within the contract deadline, with plain-English notes on anything that could slow closing. It's where a title problem shows up first.
Curative work
Liens, releases, survey questions and tax certificates get worked out before closing day. If something can't be cleared easily, you hear about it from your escrow officer then, not at the table.
Settlement review
The buyer, the seller, the agents and the lender review the settlement statement before anyone signs.
Closing and funding
Sign at an office, at a mobile closing or remotely when it's appropriate. We fund, record and deliver your final title policy.
Buyers and sellers are always free to choose their own title company. This partnership doesn't require, and isn't based on, referrals or the selection of People's Title.
Start a closing with People's Title. Send the contract, and your escrow officer reaches out to introduce themselves and confirm your closing date and the deadlines in your contract.
Or call (817) 422-9028.
